APJRF

You’re sniffling and wheezing your way through another winter. A run of bad luck with germs? Sure, but it also may be the result of something more insidious: toxins.

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From California to D.C., falling home prices and cheaper mortgage rates helped these families to become homeowners.

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Question: I’m refinancing my mortgage, and my lender tells me that I need to get a new title insurance policy, which will cost more than a thousand dollars. We haven’t made any changes to our home, and there aren’t any outstanding liens on the property. Is there any way around this fee?

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Low interest rates are fueling a mortgage refinance frenzy as homeowners rush to lower their payments.

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The hot water goes cold, the air conditioner goes hot or maybe the washing machine’s spin cycle is starting to sound like a Harley-Davidson rally. Alas, your warranty on the appliance in question expired long ago. Suddenly you’re faced with a tough, potentially pricey decision: fix the broken item or replace it? Repair would cost less in the short term, but you’d hate to invest in something that could spring another problem soon. These guidelines will help you decide.

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Home prices posted another record decline in October, falling 18% in October compared with a year earlier, according to a closely watched monthly report released Tuesday.

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Mortgage rates fell this week, with the 30-year fixed mortgage sinking to its lowest rate in 37 years as the Federal Reserve cut interest rates to historic lows.

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The housing market hasn’t bottomed out yet. Of the top 100 markets, here are 10 with the worst forecasts.

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Some 2.2 million at-risk homeowners will receive foreclosure-prevention help this year, according to an industry report issued Monday, with the number expected to rise to more than 3 million in 2009.

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