APJRF

I thought that securing personal loans was very easy, but I was to be proved wrong very soon. I do not mind that since my wife always proves me wrong, but that is another story. I do not know how to cook, and therefore she always proves me wrong. But as far as financial matters are concerned, I have never been proved wrong, that is till today. I had visited my bankers for a personal loan and came back disgusted and horrified. There was no way that I would be filling up countless forms just because I need a loan.

What do these guys think of themselves? I have been with them for so many years and have abided by their rules, but the moment the discussion is about loans, they put on a strange mask. It seems as if I am begging them, not even beggars are treated this way. I know that there are certain institutions that will provide personal loans to me in a hassle free manner. The bankers should take a leaf out of their book and learn how to deal with their clients. This non-institutional financial agency knows how to treat their clients.

They have a group of professionals who are well educated and know all the nuances of personal loans. I guess I need to tell my friends about this organization. It is rare that one comes across people who provide you with loans, yet treat you with so much care and affection.

Though I had been careless with the plastic card, I am lucky enough to survive. I had long given up hope of securing a mortgage for a new home. I was ill educated and did not know the consequences of having a bad credit history.

Purchasing things I never required was my forte. I too am one of the countless abusers of credit cards. But fortunately I have friends who have provided me with valuable advise. They have helped me to find certain non-institutional financers who will arrange a mortgage for my house despite my bad credit history.

This is not the end of the story. Here is the icing on the cake. If I repay back my mortgage on time, I’ll be improving my credit history as well. Is this not mortgage with dual benefit?

Standard Chartered Bank chairman Mervyn Davies becomes a life peer and joins Gordon Brown’s government.

Full Article

A third of employees at Seagate in Londonderry are to have their pay cut by 10% in a bid to cut costs.

Full Article

Full Article

Full Article

Full Article

Stock futures are extending their losses following a government report showing a worse-than-expected decline in retail sales.

Full Article

A challenging beverage environment and the loss of a drink deal will weigh on Dr. Pepper Snapple Group Inc. in 2009, an analyst said Wednesday as he cut the beverage maker’s full-year earnings forecast.

Full Article

Stock index futures hit a session low on Wednesday after government data showed retail sales fell more than expected in December, signaling a further drop in consumer spending, a key driver of corporate profits.

Full Article